# Bank


Terra's Bank module inherits from Cosmos SDK's bank (opens new window) module. This document is a stub, and covers mainly important Terra-specific notes about how it is used.

The Bank module is the base transactional layer of the Terra blockchain: it allows assets to be sent from one Account to another. Bank defines 2 types of Send-Transactions: MsgSend and MsgMultiSend. These messages automatically incur a stability fee, which is performed by the ante handler in the Auth module.

# Message Types

# MsgSend

// MsgSend - high level transaction of the coin module
type MsgSend struct {
    FromAddress sdk.AccAddress `json:"from_address"`
    ToAddress   sdk.AccAddress `json:"to_address"`
    Amount      sdk.Coins      `json:"amount"`

The Bank module can be used to send coins from one Account (terra- prefixed account) to another. A MsgSend is constructed to facilitate the transfer. If the balance of coins in the Account is insufficient or the recipient Account is not allowed to receive the funds via Bank module, the transaction fails.

# MsgMultiSend

// MsgMultiSend - high level transaction of the coin module
type MsgMultiSend struct {
    Inputs  []Input  `json:"inputs"`
    Outputs []Output `json:"outputs"`

The Bank module can be used to send multiple transactions at once. Inputs contains the incoming transactions, and Outputs contains the outgoing transactions. The coin balance of the Inputs and the Outputs must match exactly. Batching transactions via multisend has the benefit of conserving network bandwidth and gas fees.

If any of the Accounts fails, then taxes and fees already paid through the transaction is not refunded.